When looking for cheap car insurance, you should always check how old your car is. The older your car is, the higher will be its insurance cost. You can reduce your insurance cost by choosing a car with anti-lock brakes, airbags, and security devices fitted. However, all these gadgets are expensive.
A better option would be to take a high deductible on your auto insurance policy, which would reduce your premium payment. Also, if you have a clean driving record with no traffic violations or fender-benders, you can apply for a discount.
MiWay Insurance was the very first South African-owned direct auto insurance provider to provide the purchase and administration of comprehensive and short-term automobile insurance policies online. MiWay was started as a joint venture between PSG, Santam, and MiWay. Since then, it has expanded its services offering a comprehensive auto cover from many top automobile insurers including Carhire Ireland, AIG, and ING.
If you reside in South Africa, then you have to choose your vehicle insurance company from among the top three companies -, Addium and Insurance Investments Corporation of America or CIAC. These three companies provide vehicle insurance coverage from a wide range of vehicles at competitive prices.
You can also avail the benefits of an online facility from the comfort of your home. You don’t have to make multiple visits to the office of the insurer. Once you give them the information, they will send their quotes to you via email and ask you to verify them online by clicking on a few buttons.
One of the advantages of using miway insurance quotes is that you will always get the best possible deal irrespective of whether you are a new customer or a returning customer. The insurers also provide personalized service and take great pains to maintain cordial relations with their clients. They are happy to inform you about any type of improvement in their service. This is the reason why they are one of the most preferred car insurance companies in South Africa.
You can also choose comprehensive car insurance coverage for the entire vehicle or just some of its components. However, you need to pay a higher premium to avail of this cover. Again, this cover is only available when you pick comprehensive insurance from one of the insurers mentioned above. If you need a better car insurance quote, you can go ahead and go in for the third-party-only cover.
You should remember that if you do not carry any kind of third-party cover, you will not be able to make claims against your car insurance policy. If you own an old vehicle, then you need to opt-in for the third-party-only car insurance cover. In case you own a brand new vehicle, you can go in for the third party only or fully comprehensive insurance coverage.
This would mean, if your vehicle meets with an accident, you will be able to claim for any damage to the car or even for damages to some property on the road. You can check with the insurer whether you are eligible for any of these benefits. Before picking up a car insurance policy, make sure you understand its terms and conditions well.